[Guide] Sims 4 Best Ways To Make Simoleons (Top 10 Methods)

Best Sims 4 Ways To Make Simoleons
Become filthy rich by following these methods.

Undoubtedly, you can’t do much in The Sims 4 without Simoleons. You can’t decorate your house how you like it, cook most dishes, or even pay your bills. And we all know that one of the first things you need to do when creating a new world is finding a source of income.

There are many ways to make Simoleons in The Sims 4, some of them requiring Expansion Packs, but we’ll mostly focus on those compatible with the Base Game.
So have you ever found yourself in a position where you needed some cash? Then continue reading this article, as we’re highlighting the Top 10 Methods To Make Simoleons.


10. Cheats

Use cheats so you don't have to work for your money.

Using cheats is the fastest way to get stuff in games and The Sims 4 is no exception. For PC users, to open the console to write the cheats, you must press Ctrl+Shift+C. For Mac users, it’s Command+Shift+C. For consoles like PS4/PS5 it’s L1+R1+L2+R2, and for fans of Xbox One/Xbox Series it’s LB+RB+LT+RT. After that, all you have to type is testingcheats on, and you’re ready to write any cheats you want.

The only drawback of using cheats in Sims 4 is that you will not be able to win trophies or get achievements, but if you want to be able to do it once again, just type testingcheats off. Now, let's talk about money. If you’re only looking for 1,000 Simoleons, type kaching or rosebud, and for 50,000 motherlode. You can also change your Simoleon balance to any number you want with Money(#here).

How it works:

  • Open the console
  • Write testingcheats on
  • Type in the cheat you want
  • Enjoy the money


9. Gardening

Make a fortune while being sustainable.

Gardening is a very sustainable career in real life, just like in The Sims 4. It's a good first job because it’s easy to do especially if you have a green thumb. You can make a fortune gardening in Sims 4 and an easy first vegetable you can grow that is very common in seed packets is green beans. It is the fastest-growing regular plant, taking only 12-24 hours to grow. 

There are also more advanced plants like dragon fruit, which level 10 gardeners can grow, that can give you up to §695. It’s really easy to start gardening. All you need are a parcel, seeds that you can buy from your phone, a lot of patience, and a great memory so you won’t forget to water the plants.

How it works: 

  • Order seed packets from your phone or PC and open them
  • Plant the seeds on the chosen parcels
  • Water regularly and wait for them to grow
  • Harvest and sell them
  • Enjoy the money


8. Making computer games and Mobile Phone Apps 

Make a ton of money using the computer.

This is a fun and well-paying job in Sims 4 which requires level 9 in the Programming Skill. Some good Traits and Aspirations for the Programming skill are Lazy Trait, Computer Whiz Aspiration, Genius Trait, and Loner Trait. To earn more money and to make better video games and apps, your Sim should be Focused.

The most important item you need to have is a computer. You can choose a cheap one, but it’s recommended to use an upgraded one. It takes 36 hours to make a Computer Game and 24 hours to make a Mobile Phone App. After completing, the work will provide Royalties that will slowly fall to §0, but before that, you'll make anywhere from §50-200 per day.

How it works: 

  • Buy a computer 
  • Practice Programming 
  • Level up your skill 
  • Make Computer Games or Mobile Phone Apps 
  • Enjoy the money


7. Fishing

Have fun fishing while building your skill and making money.

With fishing, you can earn lots of Simoleons in a short amount of time. All you have to do is go to a body of water and click the signs near them. Yes, it’s that easy. You don’t even need to buy a fishing rod. There are a total of 22 fish to find in The Sims 4, some of which are difficult to catch and require other skills.

Using bait is a great way to catch fish faster and level up your skill. To get bait, you can harvest wild plants, or you can even use fish and frogs. As you level up your fishing skill, it will become a lot easier to catch the most valuable fish. However, to catch a rare fish located in the Forgotten Grotto, you need level 10 in the Handiness skill. 

How it works:

  • Harvest wild plants to have as bait
  • Find a body of water and start fishing
  • Level up your skills to catch all the fish
  • Sell them
  • Enjoy the money


6. Hacking

Join the dark side and earn money by hacking.

A Sim who has achieved level 2 in the Programming Skill can start earning Simoleons through hacking. Between hacking sessions, there is a 24-hour cool-off period, which prevents abusing this method of making money. If your Sim is focused, there is a higher chance of the hacking to succeed.

There are 8 hacking targets that are available as your Sim levels up their skill: Necromancy, Llamacorn Listerv, Lothario Trust Funds, Landgraab Systems, National Sims Security Agency, Plumbook, Crumplebottom Servers, and Supercomputer. If the last one fails, your computer will be broken and you need to replace it. 

How it works:

  • Level up your programming skill by clicking on the computer
  • Upgrade your computer
  • Start hacking the targets
  • Enjoy the money


5. Painting

Become a rich artist by picking up painting as a job.

Painting is definitely one of the easiest and most accessible ways to make Simoleons, although you need to make an investment first. You have to buy an easel, which costs §350, and every time you want to paint you have to pay a certain amount, depending on the canvas size. A small canvas is §50, a medium canvas §75, and finally, a large canvas will cost you §100.

At first, you’ll paint just to get back the money for the easel and canvas, but you’ll start making a profit in no time. Additionally, you can join the Painter Career and that will help you earn more Simoleons. Being inspired is the recommended mood your Sim should be in, as it increases the chances of creating a Masterpiece. The prices you get may vary, according to the quality and type of the painting.

How it works:

  • Buy an easel
  • Buy a canvas of your choice
  • Start painting
  • Sell your paintings 
  • Enjoy the money


4. Collecting

Become rich by collecting and breeding frogs.

Did you know that you can make lots of Simoleons with just a little bit of luck and attention? There are many collectibles in The Sims 4 and all of them can be sold. Frogs are one of the best collectibles because you can breed them.

Most of them can be found by searching in Logs, Water Pumps, and Ponds. Rare frogs are a bit more difficult to find, but if you breed the right types of frogs, you have a 25% chance of getting a rare one. If you’re a patient person, you can make Simoleons without having to invest in anything first.

How it works:

  • Start searching in Logs, Water Pumps, and Ponds
  • Breed your Frogs
  • Sell them
  • Enjoy the money


3. Writing

Write books and gain money from royalty payments.

Another great way to make Simoleons is by writing. Your Sim can write by clicking on the computer. Books take 4 in-game hours to write, after which you can publish them by clicking on the mailbox and selecting either Self-Publish, Sell to Publisher, or Submit to a Literary Digest. The publishing method chosen directly impacts how much a Sim will earn in royalty payments. 

New book genres and publishing methods are unlocked by progressing in the writing skill. To write higher quality books, your Sim must be Focused, Inspired, Flirty, Confident, Playful, or Energized. The money you get varies, depending on the genre and the quality of the book

How it works:

  • Click on the computer 
  • Choose the type of book you want to write
  • When you’re done, click on the mailbox
  • Choose where to sell your book
  • Enjoy the money


2. Get a normal job

You can make good money just by having a normal job.

If all fails, the best and most certain way of making money is by getting a normal job. There are 13 careers in the Base Game that you can choose from, varying from Astronaut and Tech Guru to Criminal and Secret Agent. Some of these professions enable the player to accompany the Sim to work and let them experience the way their Sim works. 

If your Sim is too busy for a full-time job, they can opt for a part-time one. The Base Game offers a couple of options, such as Babysitter, Barista, Fast Food Employee, Manual Laborer, and Retail Employee. Teens can take a part-time job in addition to attending high school, while older Sims can work up to two part-time jobs.

How it works:

  • Use the phone to access the “Work” tab
  • Choose a career
  • Get ready for work when scheduled
  • Complete daily tasks and promotion tasks
  • Enjoy the money


1. Marry Rich

Just find a wealthy spouse and enjoy the benefits.

If you don’t like working but love the extravagant lifestyle, here is the best way to make Simoleons. Find a rich Sim, befriend them, and then seduce them until you can propose and there you go. You can then marry them and get everything they have, including the house. Be sure to visit their home first, to estimate how much money they have. 

If they are married, that’s not a problem. All you have to do is to convince them to divorce their partner. If you’re really impatient and only care about the money, you can also arrange an “accident” and ultimately become a widow/er, although that is really evil. But hey, to each their own.

How it works:

  • Find a rich Sim
  • Seduce them
  • Marry them
  • Optionally, become a widow/er
  • Enjoy the money


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